Do I need to file US taxes on an H-1B visa?

Yes. H-1B holders are US tax residents and must file a federal return reporting worldwide income — including salary, Indian bank interest, and investment gains.

How are RSUs taxed for H-1B holders?

RSUs are ordinary income at vesting (added to W-2). Employers withhold at 22%, often less than your marginal rate. Subsequent sale gains are capital gains.

Do I need to report Indian bank accounts?

Yes. If aggregate foreign account balances exceed $10,000 at any point, you must file FBAR. Penalties for non-filing can reach $16,117 per account per year.

Can my H-4 spouse file without an SSN?

Yes — we prepare ITIN applications (Form W-7) for H-4 spouses and dependents. Filing jointly often results in lower tax.

Can I claim US-India DTAA treaty benefits?

Yes. The DTAA provides reduced withholding rates and exemptions. We apply treaty provisions via Form 8833 and optimize Foreign Tax Credits.

Do I need to file US taxes if I'm on an H-1B visa?

Yes. If you hold an H-1B visa and work in the US, you are considered a US tax resident and must file a federal tax return reporting your worldwide income — including salary, interest, dividends, and any income earned outside the US.

What is FBAR and when do I need to file it?

FBAR (FinCEN Form 114) must be filed if the combined value of your foreign financial accounts exceeds $10,000 at any point during the calendar year. This includes bank accounts, fixed deposits, PPF, and NRE/NRO accounts in India. The deadline is April 15, with an automatic extension to October 15.

Can I claim tax treaty benefits between the US and India?

Yes. The US-India Double Taxation Avoidance Agreement (DTAA) provides benefits such as reduced withholding rates on interest, dividends, and royalties, as well as exemptions for certain types of income like teaching and research. We evaluate your eligibility and apply applicable treaty provisions to minimize your tax liability.

What documents do I need to provide for filing?

At a minimum, you need your W-2 (or 1099 forms), Social Security Number or ITIN, prior year tax return, and details of any foreign accounts or income. If you have investments, rental property, or self-employment income, additional documents like brokerage statements or Schedule K-1s may be needed. We provide a personalized checklist after our initial review.

How long does the tax preparation process take?

Standard processing takes 5-7 business days after we receive all your documents. Priority processing is available in 3-5 days, and rush processing in 1-2 days. Complex returns with multiple states or foreign income may take slightly longer.

I missed previous years of filing. Can you help me catch up?

Yes. We prepare and file returns for prior years and can help you through the IRS Streamlined Filing Compliance Procedures if you qualify. This program allows eligible taxpayers to become compliant without facing the standard late-filing penalties.

Do I need to file a state tax return as well?

It depends on which state you live or work in. Most states require a separate state income tax return. If you moved between states during the year, you may need to file in multiple states with proper income allocation. We handle all state filings as part of our service.

What happens after I submit my documents?

Once we receive your documents, a dedicated tax preparer reviews everything and prepares your return. You receive a draft for review and approval before we e-file with the IRS. After filing, you get a confirmation with your accepted return and expected refund timeline.

How do I get my refund, and how long does it take?

Refunds are issued directly by the IRS, typically within 21 days of e-filing for direct deposit. If your return involves foreign tax credits or certain credits that require additional review, it may take 6-8 weeks. We set up direct deposit during filing to ensure the fastest processing.

Can you help if I don't have a Social Security Number?

Yes. If you don't have an SSN, we assist with ITIN (Individual Taxpayer Identification Number) applications. We prepare Form W-7 along with your tax return and submit them together to the IRS. This is common for spouses of visa holders and certain NRIs.

Do I file Form 1040 or 1040-NR on an H-1B visa?

It depends on the Substantial Presence Test. If you were present in the US for at least 31 days this year and 183 days over a 3-year lookback period, you file Form 1040 as a resident alien. First-year arrivals may file a dual-status return or make a first-year election to be treated as a full-year resident. We determine the optimal approach.

How are RSUs taxed for H-1B holders?

RSUs are taxed as ordinary income at vesting — the fair market value on the vesting date is added to your W-2. Your employer typically withholds at the supplemental rate (22%), which may be less than your actual marginal rate, creating an underwithholding gap. When you later sell the shares, any gain or loss is a capital gain/loss.

Is my Indian income taxable in the US on an H-1B?

If you are a US tax resident (which most H-1B holders are), you must report worldwide income — including Indian bank interest, fixed deposit interest, rental income, capital gains, and mutual fund distributions. The US-India DTAA and Foreign Tax Credits help prevent double taxation.

Can my H-4 spouse file taxes without an SSN?

Yes. Your H-4 spouse can file using an ITIN. We prepare Form W-7 along with the tax return and submit both to the IRS. Filing jointly with your spouse often results in a lower combined tax liability than filing as married filing separately.

Individual Tax Filing

Expert tax filing for H-1B holders, NRIs, and US residents with foreign income. From first-year arrivals to complex RSU reporting — we handle federal, state, FBAR, FATCA, and treaty benefits.

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What's Included

Everything you need for individual tax filing

H-1B, L-1 & Work Visa Tax Filing

Specialized filing for work visa holders — including first-year elections, dual-status returns, Substantial Presence Test determination, and H-1B to green card transition planning.

FBAR, FATCA & Foreign Account Compliance

We identify every reportable account — NRE, NRO, FDs, PPF, NPS, mutual funds, demat — and file FBAR (FinCEN 114) and FATCA (Form 8938) to keep you compliant. Penalties for non-filing can reach $16,117 per account.

RSU, ESOP & Stock Compensation

RSU vesting, ISO/NSO exercises, and ESPP dispositions create complex reporting. We handle W-2 reconciliation, cost basis tracking, underwithholding gaps, and cross-border equity income allocation.

DTAA Treaty Benefits & Foreign Tax Credits

We evaluate every applicable provision of the US-India DTAA to reduce withholding, claim exemptions via Form 8833, and optimize Foreign Tax Credits (Form 1116) to prevent double taxation.

Why Individuals Trust Us

Expert filing for every tax situation — NRIs, dual-status, and US residents with foreign income

US & India

Cross-Border Expertise

IRS-Certified

Licensed CPAs

All 50 States

Federal + State Filing

FBAR & FATCA

Compliance Built In

Built for H-1B Holders, NRIs & Expats

Specialized tax filing for work visa holders, NRIs with Indian income, and US residents with cross-border obligations.

Complete tax return preparation for H-1B, L-1, O-1, and other work visa holders. We determine the correct form and residency election for your situation.

H-1B / L-1

Work Visa Filing

RSU & ESOP

Stock Compensation

FBAR & FATCA

Foreign Accounts

DTAA Treaty

Double Tax Relief

Multi-State

All 50 States

ITIN

H-4 Spouse Filing

What Our Clients Say

Real stories from our happy NRI clients

saved $1,250

"SSBA made my NRI tax filing so simple. They handled all the complex FBAR requirements and helped me get a substantial refund."

Priya Sharma

Software Engineer, San Francisco

saved $3,100

"Their business tax expertise saved us thousands. The virtual CFO service gave us insights we never had before."

Rajesh Patel

Business Owner, New York

saved $1,750

"As a first-time filer in the US, I was nervous. Their team walked me through every step and maximized my refund."

Ananya Iyer

H-1B Professional, Seattle

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Federal Income Tax Calculator

Estimate your federal tax bill or refund

Tax Residency Status Checker

Determine if you pass the Substantial Presence Test

FBAR Compliance Checker

Check if you need to file FBAR

DTAA / Foreign Tax Credit Calculator

Calculate your Foreign Tax Credit under DTAA

Frequently Asked Questions

Common questions about individual tax filing for NRIs

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Built for H-1B Holders, NRIs & Expats

Specialized tax filing for work visa holders, NRIs with Indian income, and US residents with cross-border obligations.

Complete tax return preparation for H-1B, L-1, O-1, and other work visa holders. We determine the correct form and residency election for your situation.